Nova Capital provides SME business loans and personal loans under the supervision of the Bank of Thailand
Nova Capital offers an interest rate of 25% per annum with reducing principal and interest*.
The criteria and conditions for loan approval vary depending on the type of loan offered by the company,
which depends on the borrower's qualifications, including the loan amount, interest rates, and installment
payments, etc
Example
• Loan amount: 10,000 Baht
• Repayment period: Within 12 months
• Interest rate: 25% per annum
• Total amount to be repaid: 11,406 Baht
• Monthly installment: 950 Baht
• Calculation formula for interest to be paid in that installment: (Remaining principal x Interest
rate) / Number of months
(10,000 × 25%) / 12 = 208.33 Baht*
Note:
The above information is merely an example calculation for illustration purposes only.**
The interest rate mentioned above is a reducing principal and interest rate*
Nova Capital loans do not have an application fee or any other processing fees.
When applying for a loan with Nova Capital, there is no requirement for collateral or guarantor. The criteria and conditions for loan approval vary depending on the type of loan offered by the company, which depends on the borrower's qualifications, including the loan amount, interest rates, and installment payments, and so on.
You can apply by contacting us through LINE @novacapital. We will guide you through the process and assist with the necessary information.
Nova Capital is a company that operates in compliance with the law and is licensed under the supervision of the Ministry of Finance, License No. 1/2024. You can verify this information on the Bank of Thailand's website (https://www.bot.or.th)
For personal loans:
- Must be an ordinary individual aged between 20 to 70 years old.
- Must have a regular income, and be able to provide proof of income source.
- Must not filed for bankruptcy
1. National Identification Card
2. Salary slips or income verification documents
3. Debt statements
4. Proof of address documentation (house registration)
5. Bank statements for the past 6 months
6. Employment verification documents
7. Credit history certification (Credit Bureau report)
1. Company registration certificate, articles of association, and shareholder list
2. Audited financial statements from past to present audited by a licensed auditor
3. Copies of national identification cards and house registration of authorized signatories
4. Summary of bank statements from the main bank used for at least the past 6 months
5. Letter of consent allowing the bank to check credit information
6. Detailed explanation, including the purpose of the loan request
For personal loans, the maximum approved amount is 2,000,000 Baht. You can specify the desired amount for preliminary assessment beforehand. For SME business loans, the maximum approved amount is 20,000,000 Baht.
If you intend to increase your loan amount, you can add LINE @novacapital and send a message stating "Interested in increasing loan amount."
Yes, we do conduct Credit Bureau checks as part of our loan approval process. Applicants can fill out the application form to get a preliminary assessment via LINE @novacapital.
If you have a history of late payments, you can still apply for a loan. However, it's important to rectify your current late payment status to be normal, and once done, you can proceed with the loan application.
Once approved, the loan amount will be transferred to your bank account within 2 business days (excluding official holidays and public holidays).
You can make installment payments through QR Code of Kasikorn bank (KBank).
You can check the amount due by contacting us via LINE @novacapital or by calling 094-223- 6999
You can contact us for inquiries from Monday to Friday, between 08:30 AM and 05:30 PM.
You will receive automatic notification messages, or you can check the balance via the invoice through LINE @novacapital.
SME Loan - Designed for those starting a business to access capital.
SME Factoring - Convert invoices or trade documents into immediate cash.
SME Working Capital - (Promissory Note) serve as both cash substitutes and loan collateral, enhancing
business flexibility.
You can repay the loan in installments over a period ranging from 12 to 36 months.
Personal Loan - You can use it freely for any purpose or expenses you need.
SME Business Loan - You can use it to manage and operate your business.
Nova Capital provides SME business loans and personal loans under the supervision of the Bank of Thailand
Nova Capital offers an interest rate of 25% per annum with reducing principal and interest*.
The criteria and conditions for loan approval vary depending on the type of loan offered by the company,
which depends on the borrower's qualifications, including the loan amount, interest rates, and installment
payments, etc
Example
• Loan amount: 10,000 Baht
• Repayment period: Within 12 months
• Interest rate: 25% per annum
• Total amount to be repaid: 11,406 Baht
• Monthly installment: 950 Baht
• Calculation formula for interest to be paid in that installment: (Remaining principal x Interest
rate) / Number of months
(10,000 × 25%) / 12 = 208.33 Baht*
Note:
The above information is merely an example calculation for illustration purposes only.**
The interest rate mentioned above is a reducing principal and interest rate*
Nova Capital loans do not have an application fee or any other processing fees.
When applying for a loan with Nova Capital, there is no requirement for collateral or guarantor. The criteria and conditions for loan approval vary depending on the type of loan offered by the company, which depends on the borrower's qualifications, including the loan amount, interest rates, and installment payments, and so on.
You can apply by contacting us through LINE @novacapital. We will guide you through the process and assist with the necessary information.
Nova Capital is a company that operates in compliance with the law and is licensed under the supervision of the Ministry of Finance, License No. 1/2024. You can verify this information on the Bank of Thailand's website (https://www.bot.or.th)
For personal loans:
- Must be an ordinary individual aged between 20 to 70 years old.
- Must have a regular income, and be able to provide proof of income source.
- Must not filed for bankruptcy
1. National Identification Card
2. Salary slips or income verification documents
3. Debt statements
4. Proof of address documentation (house registration)
5. Bank statements for the past 6 months
6. Employment verification documents
7. Credit history certification (Credit Bureau report)
1. Company registration certificate, articles of association, and shareholder list
2. Audited financial statements from past to present audited by a licensed auditor
3. Copies of national identification cards and house registration of authorized signatories
4. Summary of bank statements from the main bank used for at least the past 6 months
5. Letter of consent allowing the bank to check credit information
6. Detailed explanation, including the purpose of the loan request
For personal loans, the maximum approved amount is 2,000,000 Baht. You can specify the desired amount for preliminary assessment beforehand. For SME business loans, the maximum approved amount is 20,000,000 Baht.
If you intend to increase your loan amount, you can add LINE @novacapital and send a message stating "Interested in increasing loan amount."
Yes, we do conduct Credit Bureau checks as part of our loan approval process. Applicants can fill out the application form to get a preliminary assessment via LINE @novacapital.
If you have a history of late payments, you can still apply for a loan. However, it's important to rectify your current late payment status to be normal, and once done, you can proceed with the loan application.
Once approved, the loan amount will be transferred to your bank account within 2 business days (excluding official holidays and public holidays).
You can make installment payments through QR Code of Kasikorn bank (KBank).
You can check the amount due by contacting us via LINE @novacapital or by calling 094-223- 6999
You can contact us for inquiries from Monday to Friday, between 08:30 AM and 05:30 PM.
You will receive automatic notification messages, or you can check the balance via the invoice through LINE @novacapital.
SME Loan - Designed for those starting a business to access capital.
SME Factoring - Convert invoices or trade documents into immediate cash.
SME Working Capital - (Promissory Note) serve as both cash substitutes and loan collateral, enhancing
business flexibility.
You can repay the loan in installments over a period ranging from 12 to 36 months.
Personal Loan - You can use it freely for any purpose or expenses you need.
SME Business Loan - You can use it to manage and operate your business.
